Take the first step to becoming a CDFM today by submitting your application as a CDFM, CDFM-A or CDFM-H Candidate, which gives you 2 years of testing eligibility ($49 for SDFM Members and $89 for Non-Members). All required exams must be purchased as part of the application process, and CDFM-A candidates must pass all 4 exams before the certification can be awarded. All CDFM Exams are $119 each and non-refundable except in the case of duplicate purchase. Apply by logging into your SDFM account, clicking on “My SDFM” then “Apply for CDFM” or “Apply for “CDFM-A”.
Apply NowCredential | Exam Modules | Exam Cost | Application Fee | Add-On Cost | Notes |
CDFM Certified Defense Financial Manager | Modules 1–3 80 multiple-choice questions, 2-hour exam | $119/module | $49/$89* | N/A | – Core certification -The gold standard certification for financial management professionals in the Department of Defense. -*Member/Non-member pricing |
CDFM-A Certified Defense Financial Manager with Acquisition Specialty | Module 4 80 multiple-choice questions, 2-hour exam | $119/module | $49/$89* | Add-on to CDFM | Specialized certification for defense financial managers working in acquisition and procurement. |
CDFM-H Certified Defense Financial Manager with Healthcare Specialty | Specialty Exam 90 multiple-choice questions (80 scored, 10 unscored), 2-hour exam | TBD (est. launch price in 2025) | $49/$89* | Add-on to CDFM | Specialized certification for financial professionals in the Military Health System and beyond. |
Credential | Eligibility | Required Exams | Process Summary | Maintenance |
CDFM | HS + 3 yrs defense FM or AA+ + 2 yrs defense FM or 4 yrs federal FM | Modules 1, 2, and 3 | Apply → Prepare → Pass 3 exams → Earn CDFM | 80 CPE hours every 2 years (incl. 2 ethics) + fee |
CDFM-A | Above requirements + active CDFM | Module 4 | Earn CDFM → Pass Module 4 → Earn CDFM-A | Same as CDFM |
CDFM-H | Above requirements + active CDFM or CDFM-A | 1 specialty exam | Earn CDFM/CDFM-A → Register for pilot → Pass → Earn CDFM-H | Same as CDFM |
Credential | Core Knowledge | Specialized Focus | Recognition | Ideal Candidates |
CDFM | Broad DoD financial management | N/A | Industry-recognized credential across DoD | DoD/USCG employees in budgeting, accounting, and resource management; auditors and contractors supporting DoD FM. |
CDFM-A | DoD FM + Acquisition focus | Planning, budgeting, contracting | Recognized in defense acquisition workforce | CDFM holders in acquisition, contracting, or advising program managers on funding strategy. |
CDFM-H | DoD FM + Healthcare focus | Strategic planning, budgeting, MHS ops | Highlights expertise in Military Health System (MHS) finance | CDFM or CDFM-A holders working in DHA, DoD medical treatment facilities, or federal healthcare finance roles. |